Juan brings with him more than 25 years of successful experience in the financial industry. In the public sector, he worked in the Central Bank and Superintendence of Financial institutions in Ecuador. His journey in the private sector includes working in Diners Club, BMO, CIBC, Scotiabank, where he currently acts as Senior Manager in Operational Risk for International Banking. He has been part of the Second Line and the First Line of Defence. His experience, along with his curiosity, customer-focus and result-oriented mindset have enabled him to successfully implement Operational Risk Management programs. He has a Master degree in Business Economics, a Bachelor degree in Business Administration and a College degree in Systems Design.