Working on the Policy and Regulatory Affairs team, Alex does research and gives strategic advice on matters relating to Payments Canada’s mandate and public policy objectives. Before joining Payments Canada, he worked in tax controversy and transfer pricing, providing economic advice to large, multinational firms. He’s also worked in public policy advocacy on matters relating to international trade. In school, Alex studied economics and journalism.
Alina Silvestrovici Paun is senior counsel at TD Bank Group. Her current practice is focused on payment initiatives and advocacy on open banking and electronic transactions. She has vast experience with key initiatives at TD relating to digital innovation and technology projects whether customer facing or in the negotiation of commercial agreements with vendors or payment networks. Alina has demonstrated her capacity of both digging in to the details and stepping back to look at the big picture and the customer problem the business is looking to solve.
Alina obtained her law degree from the University of Toronto and articled, worked as an associate at Davies Ward Phillips & Vineberg LLP. Prior to TD, Alina was legal counsel at Symcor, Canada’s largest financial processing service provider where she drafted and negotiated vendor contracts for all aspects of the business. In addition, Alina has provided advice to a variety of start-ups in the digital space, including through the Pro Bono Ontario program.
Anthony is a partner in Ernst & Young leading the Canadian Digital Transformation and Innovation practice. He leads EY’s most complex digital transformation programs for financial services clients that are looking to drive growth through digital engagement, transform the enterprise through digital enablement and create disruptive innovation capabilities. He has over 25 years of management consulting and technology experience having worked in multiple industries and on a global basis. Anthony also co-leads EY’s Open Banking practice and sits on one of the major Canadian banks Open Banking advisory committee. He is also an active investor and advisor to Fintechs.
Christine Day is a performance-driven technology and business leader known for disruption in the Financial Services Industry. An entrepreneur by nature, an innovator, and a visionary, Christine has defined Questrade’s technology posture for 15 years, steering it from a small start-up to one of Canada’s top online financial services firms. In 2017, Christine was recognized as one of Canada’s Top 100 Most Powerful Women, an award celebrating fearless female leaders whose efforts to succeed continue to inspire others.
As the Chief Technology & Information Officer at Questrade Financial Group, Christine led the growth of the technology team from 8 to over 200 IT staff in 3 countries. In tandem, she led the creation of Questrade’s suite of proprietary brokerage systems including an industry-leading, low-latency, direct access trading platform for equities on all North American markets. As both CIO and CTO, Christine provides Questrade with the leadership and technical capabilities to be consistently ranked as the fastest growing online brokerage, #1 online brokerage in Canada and one of Canada’s best managed companies for 9 consecutive years.
Christine Day offers a unique blend of objective analytical thinking, creativity, curiosity, and the tenacity to deliver results. She is a passionate advocate for consumers and leveraging best-of-breed technology solutions as a mechanism for advocacy. Christine thrives on challenge. Where others may see barriers, Christine sees opportunities and leads others to gain comfort outside their comfort zones. She made significant contributions to a fundamental change in Canada’s regulatory posture and the introduction of Canada’s first robo-advisory platform, QuestWealth Portfolios.
Christine is an advisor on numerous industry boards and working groups: Ontario Securities Commission Launchpad for two consecutive years, Ontario Ministry of Finance Fintech Working Group, Federal Ministry of Finance Open Banking Working Group, TMX Group Executive Oversight Committee for Post-Trade System Modernization Project. Christine is also on the Board of Directors for the CIO Association of Canada, a member of the Information Technology Management Advisory Council for Ryerson University, Ted Rogers School of Management and the steering committee for FDATA (Financial Data and Technology Association) working with government, regulatory authorities and financial industry stakeholders to propel Open Banking in Canada. Christine is a frequent speaker at conferences and CIO gatherings on topics ranging from CIO/CTO strategy, artificial intelligence, digital transformation and IT leadership to Fintech Innovation and Open Banking.
Dan is Senior Vice-President and Chief Information Officer at Equitable Bank in Toronto, Canada’s ninth-largest independent bank. He is responsible for all technology strategy, delivery, and related operations at Equitable. Dan joined Equitable in 2013 as VP Digital Banking and launched EQ Bank, a digital-only bank, in January 2016. In January 2017 Dan took over technology for all aspects of Equitable Bank, and in 2018 also assumed responsibility for project delivery.
Don brings a talent for bold and innovative thinking, superior strategic insight and an energetic, engaging leadership style. He is known for motivating teams around fact-based change initiatives, demonstrating leadership through simplicity and service. Don has a unique ability to zero in on critical initiatives to enhance organizations and advance their missions. He is a life-long learner who shares his passion for knowledge as a university lecturer.
Joining Concentra Bank in March 2018, Don possesses a wealth of industry experience from financial institutions in Canada and around the globe. As President and Chief Executive Officer, Don is a visionary who enables Concentra to deliver business results and growth by concentrating on strategy. He heads the executive leadership team, empowering and enabling Concentra to achieve sustainable, long-term success. A member of the Concentra Bank Board of Directors, Don engages regularly with the Board to continually advance Concentra’s strategic position in the financial services industry.
Before leading Concentra, Don served as CFO, and most recently CEO of Coast Capital Savings. Prior to that, Don held senior executive roles with several global financial institutions.
As Vice President in Digital, Franklin contributes to transforming how the bank interacts with its employees and customers. He leads the Digital Identity and the Open Banking agenda for the enterprise, helping customers assert their identity and share financial transaction data. He also promotes the effort to “mobilize” TD Bank colleagues, enhancing communication and collaboration among colleagues. Franklin represents TD Bank at the boards of Digital Identity and Authentication Council of Canada (DIACC), and Financial Data Exchange in the US (FDX). Franklin is a graduate of the Kellogg School of Management, Northwestern University with a Masters of Business Administration and also holds a Master of Science in Electrical Engineering from Ecole Superieure D’Electricite (France). In his spare time, Franklin is passionate about the “tech-for-good” effort, sitting on the board of Ample Labs, and enjoys hiking and camping with his family.
Greg is the founder of SecureKey and brings more than 30 years of experience in fintech, security and mobile solutions to his role as Chief Executive Officer. Greg is a serial entrepreneur whose earlier ventures include Footprint Software Inc., a financial software company he sold to IBM, and 724 Solutions Inc., a wireless infrastructure software provider he took public. He sits on several boards and has been recognized as one of Canada’s Top 40 Under 40, Entrepreneur of the Year and one of the 100 Top Leaders in Identity. Greg holds a Bachelor of Arts in Computer Science from the University of Western Ontario and a Bachelor of Science in Biochemistry and Life Sciences from the University of Toronto.
Imran is a Partner at Blake, Cassels & Graydon LLP with a specialization in privacy, cybersecurity and technology law. As part of his cybersecurity practice, Imran works closely with clients to develop and implement practical strategies related to cyber threats and data breaches. He advises on legal risk assessments, compliance, due diligence and risk allocation advice, security, and data breach incident preparedness and response. In addition, Imran acts as “breach counsel” in the event of a cybersecurity incident, such as a data or privacy breach. He also provides representation in the event of an investigation, an enforcement action or a litigation. Imran is the author of Canada’s first legal incident preparation and response handbook titled Cybersecurity in Canada: A Guide to Best Practices, Planning, and Management (LexisNexis, August 2017). In his privacy law practice, he advises clients on compliance with all Canadian federal and provincial privacy and data management laws. He has a particular focus on cross-border data transfer issues and enterprise-wide governance programs related to privacy and information governance.
Kashmera Self is the Director, Innovation, Research & Emerging Solutions responsible for the evaluation of emerging trends and technologies and what that could mean for Interac. Her focus today is on the Canadian ecosystem, specifically digital commerce, open banking (aka consumer-directed finance), data exchange, blockchain, and innovation with social purpose. She has twenty years of product management expertise leading the go-to-market strategies within the payments, financial services, and travel industries with her career concentration on the digital economy including the move from traditional bricks and mortar to online, contactless payments, pre-paid solutions, mobile commerce, and social commerce. Kashmera has spoken at various industry events both within Canada and internationally and is often called upon to contribute to the dialogue on innovation and transformation.
Marie-Hélène Brière is the Competition Bureau’s subject matter expert for Open Banking. She joined the Competition Bureau’s Advocacy Unit to work on the Bureau’s Fintech Market Study and led the research and analysis for the Investment Dealing and Advice section of the Study. She subsequently co-authored Bureau submissions to the Department of Finance Canada and the OECD on the subject of Fintech and Open Banking. She also coordinated the behavioural economics and public opinion research efforts of the Bureau’s Broadband Market Study. Prior to joining the Advocacy Unit, she worked on a number of reviewable conduct cases with the Bureau’s Mergers and Monopolistic Practices Branch. Marie-Hélène holds a master’s degree in economics from Queen’s University.
Oscar leads the Innovation, Research & Emerging Solutions group at Interac Corp. He is responsible for identifying and exploring new technologies and opportunities in areas including open banking, digital payments and information exchange, blockchain and fintech. He has over 15 years of experience in bringing to market new innovations and leading strategy, product management and delivery teams across multiple industries such as financial services, banking, telecommunications and high tech. Oscar has spoken at numerous high-profile international conferences including Elevate, IBM Think and SIBOS. He is also a contributor and frequent participant on various industry panels and thought leadership platforms.
As an economist on the Research team, Shaun conducts research on policy issues related to fintech and high-value payment systems. Prior to joining Payments Canada, he worked at the Competition Bureau, where he researched the impact of fintech on innovation and competition in Canada’s financial system. Shaun holds a Master’s degree in economics from Carleton University.
Dr. Teresa Scassa is the Canada Research Chair in Information Law and Policy at the University of Ottawa, Faculty of Law. She is Chair of the Canadian Statistics Advisory Council, member of the Digital Strategy Advisory Panel for Waterfront Toronto, and member of the Canadian Advisory Council on Artificial Intelligence. She is a member of the GEOTHINK research partnership, and has written widely in the areas of intellectual property law, law and technology, and privacy. Teresa Scassa is also a senior fellow with CIGI’s International Law Research Program.
The Honourable Colin Deacon’s entrepreneurial background provides a unique perspective in Canada’s Upper Chamber. This Nova Scotian has spent much of his career turning ideas into products and services sold globally.
In 2009, he founded BlueLight Analytics, a company in the restorative dentistry field. The company has successfully commercialized new technologies into dozens of countries and works with most of the major dental multinationals. Until 2006, he served as CEO of SpellRead, which improved reading skills among children and adults, and was one of Atlantic Canada’s fastest-growing companies. Senator Deacon has also contributed to the charitable sector in Halifax, where he has been an active member on the board of several organizations, including those dedicated to children’s health and well-being, mentorship, and celebrating social innovators.
His career has focused on enabling collaboration between research and business, and Senator Deacon continues to be a strong advocate for knowledge mobilization. He was appointed to the Senate in June 2018 as an Independent Senator representing Nova Scotia.