Michael Abate is a Senior Manager within Deloitte’s Risk Advisory practice and was previously part of Omnia, Deloitte’s AI practice. He has a background in computer science and is a CPA. He has 15+ years of experience in supporting clients with their data, analytics and technology journeys. His current focus is the delivery of data, advanced analytics and technology in the risk and compliance spaces.

Andres is a Certified Anti-Money Laundering Specialist, Certified Financial Crime Specialist, Certified Blockchain Expert, Certified Cryptocurrency Investigator, and member of the International Association of Financial Crimes Investigators who works within the AML Internal Control, International Banking for Scotiabank. Currently, responsible for the design, implementation, and ongoing enhancement of AML/ATF controls for International Banking business units through, specifically through the oversight of implementation of technology to meet AML/ATF & Sanctions Policy objectives. Andres has over 10 years of experience in Compliance and AML working within the financial services industry working on regulatory compliance effectiveness reviews, AML and fraud investigations, AML remediations, quality assurance program design and testing, training and strategy development, Centre of Excellence processes and AML internal control audits in Canada and international banking regulatory audit reports (Colombia, Chile, Peru, Mexico, Caribbean, Puerto Rico, Cayman, TCI, Uruguay and Central America).

John is a Partner in the Litigation Group at McCarthy Tétrault LLP and leader of the International Trade & Investment Law Group. He specializes in enforcement, disputes and compliance regarding economic sanctions, anti-corruption law, trade controls, defence goods, services, brokering and technology controls, blocking orders (Cuba), government contracts, national security, anti-dumping/countervail/safeguard, customs, tariffs and border measures. He has developed recognized expertise in advising on the intersection of Canadian sanctions, export and technology transfer controls, and anti-corruption laws with those of the United States, the European Union, the United Kingdom, and other jurisdictions. Past Co-Chair of and the Senior Adviser to the American Bar Association Export Controls and Economic Sanctions Committee. Past Chair of the Export Committee of the Canadian Association of Importers and Exporters. John regularly speaks at conferences and teaches intensive courses on economic sanctions, anti-corruption law and export controls put on by these and other organizations in Canada and internationally. John is an Adjunct Professor at the University of Western Ontario Faculty of Law where he designed and is currently teaching Anti-Corruption Law and its Application in International Business, one of the first courses of its kind to be taught at a Canadian law school. He has testified before Canada’s Parliament on the enforcement of economic sanctions and anti-terrorism laws, and many of his recommendations were adopted in the House of Commons report: “A Coherent and Effective Approach to Canada’s Sanctions Regimes: Sergei Magnitsky and Beyond.”

Paul Burak is a compliance professional working within the crypto space. Specializing in anti-money laundering and securities compliance, Paul leverages over 15 years of experience to develop and implement effective compliance programs for regulated entities. He is a regular De-Fi and crypto user with a passion for innovation and believes that financial sovereignty through technology will empower people to have greater agency over their lives.

Lisa is currently Equitable Bank’s CCO, CPO and CAMLO heading up a team of Compliance and anti-money laundering/anti-terrorist financing (AML/ATF) professionals. She is responsible for implementing and overseeing Equitable Bank’s programs as they relate to regulatory compliance management, AML/ATF, privacy and data protection, consumer related provisions, including complaints and whistle blower issues. Prior to joining Equitable Bank, Lisa worked at TD Bank as Associate Vice President in both compliance and AML, supporting the securities, retail banking and direct channels businesses.  Prior to TD Lisa worked in private practice on Bay street.

Karen Creen started in Compliance in 2003 at a global commercial bank in Toronto which was the perfect entrance to a career in Compliance and AML with the release of the PCMLTFA updates mid 2004. Since that time she has held roles as Manager AML & Compliance at a retail bank and has been appointed CAMLO and Compliance Officer for two Foreign Bank Branches. Working in small teams Karen learned to multi-task and see the intersections of AML and other Compliance disciplines including Privacy and Regulatory Compliance Management. Through her career, she has led responses to multiple FINTRAC, OSFI and Cayman Islands Monetary Authority exams.

Stuart Davis has more than 30 years’ experience working with global financial institutions in the US and Canada.  He has spent more than half of his career as financial crimes risk professional, running anti-money laundering (AML), sanctions and fraud programs, as well as associated data, analytics and technology. He is currently serving as the Executive Vice President and Group Chief AML Officer for Scotiabank’s Financial Crimes Risk Management division.  Mr. Davis is also an ardent supporter of human rights and, since 2015, has championed financial institutions in the fight against human trafficking and online child sexual exploitation.  In 2020, he helped launch Project Shadow: a public-private partnership co-led by Scotiabank to detect and disrupt illicit financial flows from online child exploitation in Canada.  Mr. Davis chairs the Canadian Banker’s Association sub-committee on AML, Money Laundering Specialists Group (MLSG), co-chairs Canada’s Department of Finance’s Advisory Committee on Money Laundering and Terrorist Financing (ACMLTF), and is a member of WeProtect’s Global Alliance policy board.  In 2021, Mr. Davis joined the Global Coalition to Fight Financial Crime, in an effort to increase the effectiveness of the financial crime risk regime, globally.

Dale Duchesne is a 30-year member of the Royal Canadian Mounted Police. Dale has worked in the financial crime area for approximately 12 years, working in Proceeds of Crime/Asset Recovery and Money Laundering. Currently Dale is serving as the NCO I/C of the Greater Toronto Area Integrated Money Laundering Investigative Team (IMLIT). Dale has also worked on assignment for Global Affairs Canada in International Capacity Building instructing on Money laundering and Terrorist Financing to the Royal Malaysian Police in Kuala Lumpur. Prior to working in the financial crime area he worked in Protective Intelligence tasked with managing intelligence information related to potential threats to Internationally Protected Persons and VIPs. Dale has also worked as a National Security Investigator while assigned to the RCMP Integrated National Security Enforcement Team. He has experience working with the FBI Joint Terrorism Task Force and has liaised extensively with the Security and Intelligence community in this role. Dale also worked with the US Department of Homeland Security as a Border Integrity Investigator focusing on cross border drug trafficking and human smuggling. Prior to his work as a plainclothes investigator Dale spent 9 years as a front line uniformed police officer serving the Province of Alberta. He currently is studying towards the PhD in Strategic Management and Leadership. His research interests are related to criminal vulnerabilities in emerging economies. He is also a Certified Anti-Money Laundering Professional.

Jennifer is the firm’s National AML Services Leader, a Chartered Professional Accountant, a qualified Investigation and Forensic Accountant and a Certified AML Specialist.

Jennifer regularly provides consulting, training and compliance program review services to financial organizations, including banks, credit union organizations, securities dealers and money services businesses.

Jennifer has led the development of our AML compliance program review services, regularly works with regulated entities to address and manage higher money laundering and terrorist financing risk areas and provides recommendations for practical and defensible compliance strategies.  Jennifer has had AML as a focus of her professional work for over 20 years.

Cam served 32 years with the Toronto Police Service and retired in 2017. He served in many roles including Officer in Charge of the Threat Assessment team, Investigative Training Team and the Corporate Crimes Unit. He retired as a Detective Staff Sergeant. In 2017 he joined the Global Anti-money Laundering team at BMO. He was the head of Intelligence and Law Enforcement Liaison and Operational Effectiveness. After 5 years at BMO Cam moved on to the Vidocq Group and is now a Vice President in Toronto. He leads teams that consult private and public sector entities on financial crime, money laundering, sanctions, regulatory risk and complex corporate investigations.

Eric Hansen (CAMS, FIS) has been advising clients on issues pertaining to regulatory compliance and operational risk for 15 years.  At present, he is the Director of Financial Intelligence at ManchesterCF, a Toronto-based firm that provides online financial intelligence training programs to financial institutions, financial intelligence units and law enforcement.

Eric is a member of Transparency International’s Working Group on Beneficial Ownership Transparency. Eric was the Director of Risk and Compliance at Dow Jones Canada from 2012 to 2019, where he spearheaded new products for the Canadian AML market such as a Domestic PEP Database and a Panama Papers Watchlist. Eric has been a guest lecturer at Seneca College and is currently a Fellow at Dr. Ian Messenger’s TWELVE Program.

Rebecca is a Partner in KPMG’s Advisory Forensic practice based out of Toronto. She is also the Leader of the Vancouver Forensic practice. Rebecca has led and assisted a wide range of forensic and internal audit assignments in the financial services and other AML regulated industries since 2007. These projects include assignments to assist clients in investigating employee misconduct and asset misappropriation, assessing, enhancing and developing fraud and AML-related processes and controls. Through her engagements, Rebecca gains an understanding of her clients’ unique business processes to determine whether they have appropriately identified pertinent fraud and other financial crimes risks and implemented adequate mitigating controls. Her work often resulted in an expanded scope over client’s broader internal processes in areas such as, governance, information technology, human resources, training and operations. Rebecca is currently the Co-Chair of the Association of Certified Anti-Money Laundering Specialist Toronto Chapter. She is a frequent speaker at industry conferences.

Rosalind is a global regulatory-compliance and operations-risk professional with extensive experience across all three lines of defense in risk governance – functions that own and manage risk, that oversee or specialize in risk management, and that provide independent assurance. Her experience includes several years in audit at Laurentian Bank, Royal Bank of Canada, CIBC and TD, as well as senior positions at BMO Financial Group in independent controls and operations compliance for Asia. She has had responsibility for anti-money-laundering/terrorist finance and economic sanctions oversight, privacy, codes of conduct/ethics and corporate governance. In her roles, she has been instrumental in strengthening operational processes and risk control frameworks to meet compliance requirements. Rosalind has been actively involved in industry associations throughout her career: she was a founding chapter executive for the Association of Certified Anti-Money Laundering Specialists (ACAMS) Toronto and Greater Toronto Area (GTA) Board and the Toronto/Canada Chapter of the Association of Certified Financial Crime Specialists (ACFCS).

Brock Martland, QC is a Vancouver lawyer practicing criminal and public law. He regularly defends, and occasionally prosecutes, a wide variety of criminal cases, and maintains an appellate practice. He has been involved a number of public inquiries, most recently as senior commission counsel to the Cullen Commission of Inquiry into Money Laundering in British Columbia. He is a graduate of Queen’s University (B.A. (Hon.)) and the University of Victoria (LL.B.), and clerked for the Honourable Justice John Major at the Supreme Court of Canada.

Jennifer is the Compliance Officer and Fraud Specialist at Coinsmart, a registered MSB in Canada, having joined the company in September 2019.

Jennifer has held roles in various capacities over the years at various global asset management firms and payment providers, and is responsible for the fraud prevention and detection program at Coinsmart. Having realized her passion for stopping scam and fraud, she made user compliance and fraud prevention, detection and industry research her focus area. Having originally gone to Georgian College Orillia for Police Foundations Jennifer is ecstatic to be in a position of helping protect Coinsmart user’s and their hard earned money.

Capitalizing on her hands-on experience in fighting against ongoing and evolving scams, Jennifer has successfully implemented effective internal controls to reduce the exposure to fraud risk and third party broker schemes. In an effort to continually spread awareness and prioritize client security, she has published a series of well received blogs and external communications on various scam and fraud topics.

Ryan Mueller has been active in the risk management, compliance, fraud investigation, and AML/CTF space in Canada for over 18 years. Cutting his teeth in the world of ewallet and online gaming fraud and working with a number of clients and employers since Mr. Mueller has deep knowledge and experience in payment processing, decentralized finance, crypto currencies, blockchain, global remittance, foreign exchange, and others.

After founding Golden Apple Consultants Ltd, dba Phantom Compliance, in 2009 Mr. Mueller has built a book of clients including payment processing, crypto, online gaming, remittance, ATM, and foreign exchange providers in Canada and the world at large.

Gabriel Ngo was appointed Director, Enforcement – Retail Payments Supervision, in July 2021. In this role, he leads the design and implementation of the enforcement framework for the Bank of Canada’s new supervisory mandate, including its administrative monetary penalty regime and the internal review process to be conducted by the Governor.

Prior to joining the Bank, Mr. Ngo was a Senior Advisor with the Department of Finance Canada, where he developed a professional expertise in stakeholder and international relations, regulatory compliance, as well as administrative law. Mr. Ngo has done extensive work on financial sector policy issues, including combatting financial crimes, financial technology, digital identity, and cryptocurrencies. In this capacity, Mr. Ngo represented Canada at the United Nations Office on Drugs and Crime (UNODC), in the Financial Action Task Force (FATF), and was Canada’s Head of Delegation to the Asia/Pacific Group on Money Laundering.

Mr. Ngo holds a Bachelor of Commerce (B.Com.) from the Telfer School of Management and a Juris Doctor (J.D.) from the University of Ottawa.

Elizabeth is a partner in the Toronto office specializing in the regulation of financial institutions and other financial services providers, including banks, foreign banks, captive finance companies, payday lenders, insurance companies, trust companies, loan companies, participants in the payment card industry and fintechs. She has particular expertise in both federal and provincial consumer protection and cost of borrowing legislation, including the application of these laws in the online environment, and routinely assists clients with their retail product offerings.  She also provides advice on debt collection, credit reporting, unclaimed property, and all other laws relating to financial services matters.

Elizabeth frequently assists entities with their obligations under anti-money laundering and anti-terrorist financing laws, including money services businesses, securities dealers and financial institutions.  Elizabeth has assisted many entrants to Ontario’s regulated iGaming market with the preparation of their AML compliance programs, including the preparation of their policies and procedures, and providing ongoing advice.

She was seconded to the retail banking group of a major Canadian bank in 2014.

Amber is a compliance geek with a passion for technology. After graduating from the University of Waterloo, Amber worked in compliance with Canadian insurance companies, securities dealers and banks before becoming a compliance consultant and founding Outlier Compliance Group. During her career, she has achieved a number of additional designations (MBA, CIPP, CBP, FIS, CAMS) and remains a firm believer in the idea “experts” always have something to learn.

Stephen Scott is currently serving with the Alberta Law Enforcement Response Team (ALERT) as the Civil Forfeiture Liaison Officer. Stephen is also a licensed Private Investigator in Alberta and is currently contracted to firms that conduct due diligence, background, OSINT, asset recovery investigations and security and executive protection.

Stephen Scott is a former member of the RCMP and consultant to the UNODC GPML in Southern Africa. This has included in person mentoring to law enforcement and intelligence officers in Tanzania and online ML investigations training to countries in the Asset Recovery Inter-Agency Network of Southern Africa (ARINSA).

Stephen worked in the RCMP Calgary Integrated Proceeds of Crime AML Team, INSET and the IMET JSIU where he managed and conducted money laundering, asset forfeiture, organized crime and terrorist financing investigations for 24 years. As a member of the RCMP IPOC AML Unit Stephen served as the FINTRAC liaison, CBSA contact and the “gatekeeper” to the Alberta Justice Civil Forfeiture program. He was a designer and facilitator on the RCMP Advanced and Basic Proceeds of Crime courses as well as a facilitator at the Canadian Police College for the National Expert Witness training and Drafting Information to Obtain Search warrants courses.

In 2019/20, Stephen Scott served on contract as a sworn member of the Royal Cayman Islands Police Service Bureau of Financial Investigations conducting international money laundering and asset forfeiture investigations.

Jacqueline Shinfield is a Partner in the Financial Services Group at Blake, Cassels & Graydon LLP and co-lead of the Regulatory Group. She has extensive experience providing advice on the PCMLTFA and Canadian sanctions legislation. She provides advice on the provisions of this legislation, its application and interpretation, and prepares and assists clients in audits of their AML and sanctions programs and assists in preparing industry-specific risk-based risk assessments. Jacqueline also assists clients in making submissions on notices of violation issued by FINTRAC. She also has particular expertise in the payment and card industry assisting financial institutions in their dealings with the FCAC and FINTRAC. She acts for businesses and institutions in providing advice on compliance with the rules and by-laws of the CPA and codes of conduct of the CBA. Jacqueline is regularly ranked in national and international lists as a recommended Financial Services Regulatory lawyer.

Insp. Adrienne Vickery is the Officer in Charge of the Money Laundering/Cryptocurrency programs at the RCMP’s Federal Policing Criminal Operations.  She has spent the last seven years developing an expertise in the investigative challenges around the illicit use of cryptocurrency. She has led the implementation of RCMP policies, guidelines, tools and training needed to assist investigators through the identification, investigation, seizure and management of cryptocurrency assets. Insp. Vickery chairs the RCMP’s national Virtual Currency Working Group and is a founding member of the International Cryptocurrency Operational Working Group. She is a member of Project Participate, a public-private partnership aimed at enhancing information sharing and enforcement in the Canadian cryptocurrency landscape.

I have a background in Law Enforcement and Commercial Banking. Having previously worked within AML in the UK, Canada and the US. My experience covers retail, corporates and products and services provided internationally utilizing FIAT and crypto currencies. I spent a number of years in the police where I specialized in financial investigations relating to serious and organized crime and terrorism both locally and internationally. Currently, I work at Wealthsimple as an AML Director where I am responsible for a number of programs including Wealthsimple  Crypto’s AML program.

Kelly Young is the Manager of the Compliance Examination function and leads a team responsible for the oversight of all examination related processes and procedures as well as establishing the yearly examination plan.  Since joining FINTRAC in 2006, Kelly has worked on numerous projects and teams within the compliance sector, such as developing Compliance officer training for new staff, providing assistance to Reporting entities, examination modernization as well as developing the internal systems used for compliance examinations. She has also provided international technical assistance to several countries. Prior to joining FINTRAC, Kelly held different positions at Public Safety Canada.