The AML framework in Canada is evolving rapidly, with new financial crime obligations and the creation of a Financial Crimes Agency increasing scrutiny on institutions of all sizes. This session will help you understand what these new obligations mean for your compliance program, and what compliance measures you will need to consider, to confidently meet heightened regulatory expectations and avoid enforcement pitfalls.

• Key changes and expanded reporting obligations.
• Application across banks, credit unions, and securities dealers.
• Role, mandate, and operational status of the new Financial Crimes Agency.
• Practical steps to prepare.

Canada’s FATF evaluation will determine both international credibility and domestic supervisory intensity, raising the stakes for financial institutions that fail to demonstrate strong AML programs. This session will help you assess your institution’s AML readiness, identify potential gaps, and align internal controls with international expectations so that you can protect your reputation and maintain regulator confidence in a high-stakes global context.

• FATF evaluation impact on Canadian financial institutions.
• Strengthening internal AML controls and reporting frameworks.
• Lessons from international enforcement and compliance actions.
• Focus on non-bank financial institutions, including credit unions.

AI is already embedded across financial services, but expanding use raises regulatory, ethical, and privacy concerns. This session will help you evaluate AI governance, implement risk controls, and monitor transparency so that you can deploy AI responsibly across lending, advisory, and operational functions.

• Regulatory expectations for AI applications.
• Mitigating bias, privacy, and transparency risks.
• Establishing AI governance frameworks.
• Use cases across lending, wealth management, and advisory.

Market conduct scrutiny is intensifying, with regulators targeting manipulation, insider trading, and emerging risks like AI-driven trading. This session will help you anticipate enforcement priorities, strengthen compliance, and adjust market conduct controls so that you can reduce regulatory exposure and protect your firm’s reputation.

• CSA and IIROC enforcement priorities.
• Market conduct, manipulation, and investor protection risks.
• Oversight of AI-driven trading strategies.
• Lessons from key enforcement cases.
• Implications for independent and bank-owned dealers.

Credit unions face regulatory fragmentation, growing competition, and evolving governance expectations. This session will help you navigate provincial and federal oversight, optimize capital and liquidity strategies, and strengthen governance so that you can maintain competitiveness and growth in a complex environment.

• Provincial versus federal regulation (FSRA, AMF, OSFI)
• Capital, liquidity, and growth management.
• Competition from banks and fintechs.
• Governance best practices for member-owned institutions.

• Distinctions between cryptocurrencies and stablecoins.
• How digital assets fit into broader financial services modernization in Canada.
• Stablecoins, payments innovation, and the need for clear policy.
• Consumer protection, fraud prevention, and responsible access.
• Institutional adoption: opportunities, limitations, and policy conditions.
• Canada’s competitiveness question: supporting innovation while managing ris.

In an era of exploding transaction volumes and rapidly evolving sanctions lists, traditional “check-the-box” compliance is no longer sustainable. This session explores:

• The transition from manual, rules-based screening to a “Decision Integrity” model.
• How AI and machine learning can be leveraged to eliminate “alert storms,” reconcile conflicting data signals between blockchain analytics and identity verification, and maintain a regulator-defensible audit trail.
• Drawing on the “Radiology Analogy,” the talk will demonstrate that while AI can streamline the “impossible ceiling” of human manual review, the ultimate accountability for AML decisions remains firmly human.
• Attendees will walk away with a framework for implementing context-adaptive workflows and continuous certification practices that move programs from regulatory uncertainty to operational clarity.

Real-time payments increase speed and customer expectations but also heighten operational and fraud risks. This session will help you understand infrastructure, liquidity, and oversight requirements so that you can implement resilient systems while managing operational and regulatory risk.

• Real-time payment system overview.
• Clearing, settlement, and liquidity management.
• Operational risks, fraud, and outage mitigation.
• Participation models for credit unions and dealers.

Regulators now assess culture and governance as key risk factors. This session will help you strengthen board oversight, embed accountability, and manage emerging risks so that you can demonstrate regulatory alignment and enhance institutional resilience.

• OSFI expectations on governance and culture.
• Strengthening board and senior management accountability.
• Managing climate, operational, and emerging risks.
• Alignment with provincial regulators and CIRO.

Open banking is reshaping data sharing, competition, and consumer expectations. This session will help you understand governance, consent, and liability frameworks so that you can implement Open Banking strategically and gain competitive advantage.

• Status of consumer-directed finance framework.
• Key implementation milestones.
• Governance, consent, and liability frameworks.
• Strategic implications for credit unions and dealers.